55103 ZIP Code — Saint Paul, MN

Ramsey County, Minnesota

ZIP code 55103 is located in Saint Paul, Minnesota, within Ramsey County. It covers approximately 1.97 square miles and serves a population of 14,212 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 651.

About ZIP code 55103

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $226,100. Renters make up the majority at 57%, typical of denser urban areas.

Median household income is $45,242. Poverty affects 26% of residents, above the national average. SNAP benefit usage at 26% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Notable community characteristics include Spanish spoken in 21% of households.

Overall, ZIP code 55103 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.

14,212

population

1.97

sq mi land

Standard

ZIP type

Central (CT)

timezone

55103 ZIP code map

Cities in ZIP code 55103

Below are the cities the US Postal Service accepts for ZIP code 55103. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Paul	Preferred

Nearby ZIP codes

55130 Saint Paul (2.2 mi) 55104 Saint Paul (2.2 mi) 55145 Saint Paul (2.3 mi) 55133 Saint Paul (2.3 mi) 55170 Saint Paul (2.3 mi) 55155 Saint Paul (2.3 mi) 55144 Saint Paul (2.3 mi) 55146 Saint Paul (2.3 mi) 55101 Saint Paul (2.4 mi) 55108 Saint Paul (2.6 mi) 55117 Saint Paul (2.6 mi) 55102 Saint Paul (2.8 mi)

Demographics updated 05/2026

Population
Total population	14,212
Population density	7,214 / sq mi
State FIPS	27
County FIPS	123

Geography
Land area	1.97 sq mi
Water area	0.11 sq mi
Latitude	44.9682
Longitude	-93.1268
Timezone	Central (CT)
Area code	651

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.9%	36.7%	33.6%
$50k – $100k	25.1%	30.6%	31.5%
$100k – $200k	12.0%	24.8%	26.5%
Over $200k	2.0%	7.9%	8.5%

Demographics & statistics

14,212

Population

7,214

People per sq mi

33.1

Median age

$45,242

Median household income

$24,942

Per capita income

$226,100

Median home value

$986

Median monthly rent

43.4%

Home ownership

25.7%

Poverty rate

4.1%

Unemployment

2,710

Housing units

26.4%

Bachelor's or higher

Age distribution

Male Female

611

Under 5

661

504

5–9

547

415

10–14

450

566

15–19

614

452

20–24

490

1,087

25–34

1,178

889

35–44

964

875

45–54

947

354

55–59

383

378

60–64

409

479

65–74

520

131

75–84

141

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,851	27.1%
18 and over	10,361	72.9%
65 and over	1,438	10.1%
Median age	33.1 years

Race & ethnicity

White 35.2%

Black or African American 27.7%

Asian 20.3%

Two or more races 8.7%

Hispanic or Latino 4.2%

Other race 2.7%

American Indian / Alaska Native 1.2%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	5,215	35.2%
Black or African American	4,114	27.7%
Asian	3,011	20.3%
Two or more races	1,285	8.7%
Hispanic or Latino	624	4.2%
Other race	394	2.7%
American Indian / Alaska Native	174	1.2%
Native Hawaiian / Pacific Islander	19	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.9%	36.7%	33.6%
$50k – $100k	25.1%	30.6%	31.5%
$100k – $200k	12.0%	24.8%	26.5%
Over $200k	2.0%	7.9%	8.5%

Under $10k 8.1%

$10k–$15k 8.7%

$15k–$25k 12.9%

$25k–$35k 10.1%

$35k–$50k 16.4%

$50k–$75k 12.6%

$75k–$100k 10.2%

$100k–$150k 11.4%

$150k–$200k 5.0%

$200k+ 4.6%

Range	% of households
Under $10k	8.1%
$10k–$15k	8.7%
$15k–$25k	12.9%
$25k–$35k	10.1%
$35k–$50k	16.4%
$50k–$75k	12.6%
$75k–$100k	10.2%
$100k–$150k	11.4%
$150k–$200k	5.0%
$200k+	4.6%
Median income	$45,242

Housing

Home values

Under $50k 2.9%

$50k–$100k 3.4%

$100k–$150k 17.9%

$150k–$200k 14.1%

$200k–$300k 43.6%

$300k–$500k 12.6%

$500k–$1M 3.0%

$1M+ 2.5%

Housing overview

Metric	Value
Median home value	$226,100
Median rent / month	$986
Owner occupied	43.4%
Renter occupied	56.6%
Vacant	7.1%
Single-family detached	45.6%
Large apartment buildings	26.6%
Mobile homes	0.1%
Median rooms	4.7
Avg household size (owned)	2.76

Year built

Era	%
2020 or later	0.5%
2010–2019	3.4%
2000–2009	3.5%
1990–1999	2.8%
1980–1989	8.7%
1970–1979	15.2%
1960–1969	16.6%
1950–1959	6.9%
1940–1949	3.1%
1939 or earlier	39.4%

Bedrooms

Size	% of units
No bedroom (studio)	8.5%
1 bedroom	22.3%
2 bedrooms	29.6%
3 bedrooms	27.8%
4 bedrooms	7.1%
5+ bedrooms	4.8%

Vehicles per household

Vehicles	% of households
No vehicle	26.9%
1 vehicle	34.2%
2 vehicles	25.8%
3 or more	13.1%

Heating fuel

Fuel type	%
Utility gas	56.1%
Electricity	38.3%
Propane / LP gas	2.1%
Fuel oil	0.7%
No fuel used	1.5%

Households & families

Household type	Count	%
Married-couple family	1,648	31.1%
Cohabiting couple	367	6.9%
Male householder, no spouse	1,202	22.6%
Female householder, no spouse	2,090	39.4%
Households with children under 18	1,717	32.4%
Households with seniors (65+)	1,128	21.3%
Average household size	2.63

Marital status

Status	Male	Female
Never married	50.5%	50.2%
Married	36.1%	33.5%
Separated	1.1%	0.9%
Widowed	2.0%	4.7%
Divorced	10.4%	10.7%

Education

Less than 9th grade 13.4%

Some HS, no diploma 7.8%

HS graduate 25.6%

Some college, no degree 16.7%

Associate's degree 10.1%

Bachelor's degree 17.2%

Graduate / professional 9.1%

Metric	%
HS diploma or higher	78.8%
Bachelor's or higher	26.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	214	5.6%
Kindergarten	122	3.2%
Elementary school	1,686	44.3%
High school	1,091	28.7%
College / grad school	689	18.1%

Employment

Industry of employment

Education & healthcare 28.8%

Retail trade 12.8%

Manufacturing 10.5%

Arts, food & hospitality 10.5%

Professional & management 9.3%

Public administration 6.4%

Other services 5.3%

Transportation & utilities 4.9%

Construction 3.7%

Finance & real estate 3.4%

Information 1.7%

Wholesale trade 1.5%

Agriculture & mining 1.1%

Occupation

Category	%
Management, business & arts	34.1%
Service	24.1%
Sales & office	20.9%
Natural resources & construction	4.8%
Production & transportation	16.1%

Employment type

Type	%
Private sector	79.4%
Government	16.3%
Self-employed	3.3%
Unpaid family workers	1.0%

Commute

Method	%
Drive alone	59.2%
Carpool	10.7%
Public transit	13.8%
Walk	1.6%
Work from home	10.2%
Other means	4.5%
Avg commute (minutes)	23.4

Poverty

All people 25.7%

Under 18 years 35.7%

18 and over 22.0%

Married-couple families 19.0%

Female-led households 29.5%

Income support

Source	% of households
Social Security	25.4%
Retirement income	16.4%
Supplemental Security	11.5%
Cash public assistance	9.1%
Food stamps / SNAP	25.8%

Health indicators

Condition	%
Obesity	36.5%
High blood pressure	32.5%
High cholesterol	25.8%
Diabetes	13.0%
Heart disease	5.7%
Stroke	3.9%
Asthma	10.4%
Arthritis	20.9%
Kidney disease	3.1%
Pulmonary disease	6.7%
Cancer	4.2%

Behavior / access	%
Smoking	24.7%
Binge drinking	15.3%
No physical activity	30.8%
Less than 7 hrs sleep	34.0%
Depression	23.7%
Fair or poor health	20.9%
Poor mental health	17.0%
Poor physical health	12.5%
No health insurance	19.0%
Visited doctor (checkup)	70.0%
Visited dentist	49.3%
Cholesterol screening	82.8%
Teeth loss	19.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	354	3.4%

Disability	%
Any disability	15.4%
Under 18	7.0%
18–64 years	16.2%
65 and over	34.3%

Health insurance coverage

Type	%
Private insurance	44.8%
Public insurance	55.1%
No insurance	7.3%
Uninsured under 19	4.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	12,940	91.0%
Spanish	2,720	21.0%
Other Indo-European	291	2.2%
Asian & Pacific Islander	37	0.3%
Other languages	1,738	13.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,773	75.8%
Born in same state	10,705	75.3%
Born in different state	7,677	54.0%
Foreign born	68	0.5%
Naturalized citizen	3,439	24.2%
Not a US citizen	2,093	60.9%

Ancestry

Ancestry	Count	%
Italian	864	6.1%
Polish	721	5.1%
French	398	2.8%
Arab	175	1.2%

Ancestry	Count	%
German	59	0.4%
Dutch	38	0.3%
Irish	26	0.2%
English	23	0.2%

Technology access

Metric	% of households
Computer access	37.3%
Internet access	92.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55103

What city is ZIP code 55103 in?

ZIP code 55103 is primarily assigned to Saint Paul, Minnesota.

What county is ZIP code 55103 in?

ZIP code 55103 falls within Ramsey County, Minnesota.

What is the poverty rate in ZIP code 55103?

26% of residents in ZIP code 55103 live below the poverty line, above the national average.

Is ZIP code 55103 mostly rentals?

57% of occupied units in ZIP code 55103 are renter-occupied.

Is Spanish widely spoken in ZIP code 55103?

Approximately 21% of households in ZIP code 55103 speak Spanish as a primary language.

What is the median household income in ZIP code 55103?

The median household income in ZIP code 55103 is $45,242, below the national median of ~$75,000.

What timezone is ZIP code 55103 in?

ZIP code 55103 observes the CST timezone.